What is Charity and Non-Profit Insurance?
Charity Insurance or Non–profit Insurance can provide comprehensive protection for small or larger charities, local community groups, and not-for-profit organisations, helping to protect them against a wide range of potential risks. The coverage provided by Charity Insurance may vary depending on the specific needs of each organisation but may include protection against damage to property, theft, cyber-attacks, injury to employees, or claims for incorrect advice or services provided.
Why Do You Need Charity Insurance?
Without adequate insurance coverage, charities, and non-profit organisations are exposed to significant financial and reputational losses arising from claims such as property damage, public liability, and cyber-attacks. Therefore, having comprehensive Charity Insurance coverage is important in protecting your organisation’s sustainability and reputation against emerging risks and vulnerabilities.
It is essential to also prioritise the financial aspect and safeguard your reputation. Therefore, comprehensive Charity Insurance plays a pivotal role in protecting the vital income necessary for your organisation to thrive and continue making a difference.
With our experience in providing insurance for charities, community groups, and other not-for-profit organisations, we recognise and cater to the unique requirements of each entity.
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To discuss the right level of insurance cover for you, please fill in our quick and easy 'Enquiry' Form. Once you have submitted the form, you will be contacted shortly by one of our experienced team members.
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What is Trustees’ Insurance? |
As the operator of a charitable organisation, you hold the title of a trustee, with this role comes immense responsibility for all actions and communications undertaken by the charity. Trustees also bear personal liability for the outcomes resulting from their decision-making. Therefore, trustees are protected from the consequences of their decisions, ensuring the sustainability and success of the charitable organisation they oversee. |
What is Public Liability Insurance? |
When organising charitable events and managing your premises, it's important to be aware of potential risks and liabilities that arise from accidents and damage to other people's property. This is applicable not only during events you host but also applies to day-to-day operations on your premises and during any visits you make to other locations. |
What is Employers’ Liability Insurance? |
Having Employers’ Liability Insurance in place can provide vital protection for your charity if an employee sustains an injury or falls ill while carrying out their duties for your organisation. |
What is Professional Indemnity Insurance? |
Helps to protect your charity or non-profit organisation from potential claims referring to incorrect advice, errors, or breaches of care provided either for free or in exchange for payment. |
What is Cyber Insurance? |
To safeguard against the growing threat of cyber-attacks, data breaches, and claims related to data theft or loss, it is essential to prioritise having sufficient cyber protection in place. |